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Updated February 2026โขโฑ๏ธ 9 min readโข๐ Inflation
Inflation Calculator: What $1 Million Will Be Worth When You Retire
Inflation quietly erodes purchasing power. What feels like $1 million today could feel like half that by the time you retire.
Adjust for inflation
Use the Wealth Projector to see future dollars in today's terms.
Inflation is a slow leak
Even at 3% inflation, purchasing power halves roughly every 24 years. That's why retirement math needs an inflation adjustment.
What $1 million might feel like
At 3% inflation for 25 years, $1,000,000 is closer to about $477,000 in today's dollars.
Protecting purchasing power
Stocks, real estate, and inflation-adjusted assets can help offset inflation, but you still need to run conservative projections.
AG
Anand Godar
Financial engineer and founder of QuantCurb. Former fintech data scientist building institutional-grade calculators for everyday wealth decisions.
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