Privacy Policy

1. Information you enter into calculators

Calculator inputs such as income, loan amounts, balances and savings are processed in your browser. We do not ask for your name, account numbers or Social Security number, and we do not store or sell the figures you enter. Some tools save your last inputs in your browser's local storage so they are still there when you return. That data stays on your device and you can clear it at any time from your browser settings.

2. Information collected automatically

Like most websites, our hosting provider and analytics tools automatically receive standard technical information when you visit: IP address, browser type, device type, referring page, pages viewed and the date and time of the visit. We use this to keep the site secure, fix problems and understand which pages are useful.

3. Cookies and similar technologies

Cookies are small text files stored on your device. We and our partners use cookies, local storage and similar technologies to remember preferences, measure traffic, and serve and measure advertising. You can block or delete cookies in your browser settings; some features may not work as intended without them.

4. Advertising (Google AdSense)

We use Google AdSense to show advertisements on this site. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet. Google and its partners may collect and process data such as cookie identifiers, IP address and device information for this purpose. Learn more in How Google uses information from sites or apps that use its services.

You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at www.aboutads.info/choices or, in the EU/UK, www.youronlinechoices.eu. If you opt out, you will still see ads, but they will not be personalized.

Visitors in the European Economic Area, the United Kingdom and Switzerland are asked for consent before personalized ads or non-essential cookies are used, through a consent message shown on the site. You can change your choice at any time using the privacy/cookie settings link in that message.

5. Analytics (Google Analytics)

We use Google Analytics to understand how visitors use the site (for example, which calculators are popular). Google Analytics uses cookies and collects information such as pages visited, time on page and approximate location. You can prevent Google Analytics from using your data by installing the Google Analytics opt-out browser add-on.

6. AI-powered features

Some optional features (such as market insights) send the text of your request to Google's Gemini API to generate a response. Do not include personal or sensitive information in these requests. Responses are generated automatically, may be inaccurate, and are not financial advice.

7. Affiliate links

Some pages contain links to third-party products or services. If you click one and sign up or make a purchase, we may earn a commission at no extra cost to you. We record anonymous click counts to measure which links are useful. Affiliate relationships do not change the results of our calculators.

8. Third-party websites

Our pages link to other websites (for example the IRS or state tax agencies). We are not responsible for the privacy practices of those sites; please read their policies.

9. Children

This site is not directed to children under 13 (or under 16 in the EEA/UK), and we do not knowingly collect personal information from them.

10. Your rights (GDPR and CCPA/CPRA)

Depending on where you live, you may have the right to access, correct or delete personal information about you, to object to or restrict certain processing, to withdraw consent, and to opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. We do not sell personal information for money. To exercise these rights, use the ad and cookie opt-outs above or contact us at the address below. We will not discriminate against you for exercising your rights.

11. Changes to this policy

We may update this policy from time to time. The "Last updated" date at the top shows when it was last changed.